In an era of continually soaring property prices, the “Bank of Mum and Dad” has become a crucial lifeline for many young Australians striving to own a home. For retirees who have paid off their mortgage, the temptation to unlock the significant equity in their home to help their children or grandchildren with a deposit...
January 2026 Executive Summary This report provides a comprehensive analysis of Secure Electronic Registries Victoria (SERV), the private operator of Victoria’s Land Titles and Registry functions. It addresses key questions regarding SERV’s ownership structure, the range of services it provides, and the specific land registry functions the Victorian Government has retained since the 2018 privatisation....
October 27, 2025 It’s the kind of news that sends a chill down the spine of every Australian with a superannuation account. Yesterday, Netwealth, an ASX-listed financial giant with a market cap of nearly $8 billion, formally asked the federal government to use public funds to bail out its members to the tune of $101...
Estate planning is one of the most important, yet frequently overlooked, aspects of managing your financial affairs. It’s more than just drafting a will; it’s a comprehensive process of arranging your affairs to ensure your assets are managed and distributed according to your wishes, both during your life and after you’ve passed on. For Victorians,...
For most Victorians, your superannuation is your biggest asset after the family home. You’ve worked hard, and dutifully contributed a portion of your income, watching your nest egg grow. But there’s a hidden tax trap that many Australians are completely unaware of—one that could see your adult children lose a significant chunk of their inheritance...
The proposed Division 296 tax, targeting superannuation balances over $3 million, presents a significant challenge for many Australians. This additional 15% tax on investment earnings above the threshold effectively doubles the tax rate on those earnings to 30%, making sophisticated mitigation strategies a necessity for high-balance super members. While the legislation has lapsed and will...
