For decades, private agreements known as restrictive covenants have shaped the character of many Melbourne suburbs, often guaranteeing large blocks and low-density housing. Thousands of these covenants exist, frequently introduced by developers or struck between property owners to prevent subdivisions and second dwellings. However, these agreements—which in some cases can be set 50 or 100...

The proposed Division 296 tax, targeting superannuation balances over $3 million, presents a significant challenge for many Australians. This additional 15% tax on investment earnings above the threshold effectively doubles the tax rate on those earnings to 30%, making sophisticated mitigation strategies a necessity for high-balance super members. While the legislation has lapsed and will...

  The journey to homeownership in Victoria, once a predictable path, has become an “impossible” dream for an entire generation of first home buyers1. The stark reality is that for most Victorians, purchasing a first home is now financially unattainable without significant family assistance or extraordinary circumstances2. This crisis is more than just a market...

The energy landscape in Victoria is undergoing a significant transformation, with 10 regional towns set to lose their mains gas supply by the end of 2026. This development affects approximately 1,100 customers across Marong, Terang, Lakes Entrance, Orbost, Heathcote, Nathalia, Swan Hill, Maldon, Robinvale, and Kerang, raising important questions about consumer rights and legal protections...